Series: Quicksand

Part 3: Lifestyle Creep — The Slow Drift That Becomes the Avalanche You had a few splurges. Then came the crisis—car repairs, a medical bill,…

Part 2: Crisis Spending — When “No” Isn’t an Option In Part 1, we talked about the “Yes Trap”—how seeing a generous available balance on…

Part 1: The “Yes” Trap — How Available Balance Leads to Debt Quicksand You’re making payments. You’re trying to get ahead. But no matter how…