The Great American Credit Trap (and How to Disarm It)
Imagine you walk into a casino. The chips are free. The drinks are flowing. Every table has flashing lights and someone shouting, “You’re already approved!”…
Category: Articles
Free Content
Resetting After a Difficult Workplace Conversation
Protecting Both Workplace Harmony and Personal Stability Tough conversations are inevitable in any workplace. Even when handled with the best intentions, they can leave a…
A Decade of Dollars, Discipline, and Dodging Debt in the U.S. Army
I joined the United States Army at the tender age of 20, armed with youthful enthusiasm, a wife, and a baby on the way. I…
Why Is It So Hard to Pay Off Your Credit Card? (Part 2)
Part 2: Crisis Spending — When “No” Isn’t an Option In Part 1, we talked about the “Yes Trap”—how seeing a generous available balance on…
From Debt to Entrepreneurship
How Financial Literacy Fuels Business Success For many of us, the journey into entrepreneurship doesn’t begin with a bold vision or a polished business plan.…
You Are Not Broken. The System Is.
Let’s clear something up right out of the gate: you are not the problem. Yes, your bills might be stacked like pancakes at a Sunday…
When a Workplace Conversation Goes Sideways
When a Workplace Conversation Goes Sideways We all experience moments at work that leave us reeling—tense conversations, poorly delivered feedback, or a comment that just…
Why Don’t We Talk About Money?
Talking Will Lead To A Healthier Relationship With Your Money The CIDS Series, Part 1: Shhhh We’ve come a long way as a society when…
Why Is It So Hard to Pay Off Your Credit Card?
Part 1: The “Yes” Trap — How Available Balance Leads to Debt Quicksand You’re making payments. You’re trying to get ahead. But no matter how…
Sideline Stress
Sideline Stress: How Parents and Providers Can Team Up (Not Tense Up) Whether it’s ballet, baseball, or beginner band—when kids step into the world of…