College or Something Else?
A Father’s Dilemma in a World That Demands Both I’m a Black man with a 17-year-old son. He’s a rising senior in high school—bright, kind,…
Category: Articles
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The Calling
Why We Show Up You don’t stumble into the first responder’s life. You get called to it. Sometimes that call is loud—a siren in your…
The GI Bill Grift
How Scammers Target Veterans’ Education Benefits You’ve served your country. You’ve earned your stripes, your salute, and yes, your GI Bill benefits. It’s time to…
Budget Like a CEO
Applying Business Finance Principles to Personal Debt Management Most of us weren’t taught how to manage money growing up. We figured it out through trial…
Debt-Free or Die Trying: Why Freedom Isn’t Just About Money
There’s a reason they call it financial freedom and not “financial convenience.” Because this thing—this long, slow, grit-in-your-teeth climb out of debt—isn’t just about your…
Dealing With Debt and American Consumer Credit Counseling Join Forces to Support Financial Recovery and Long-Term Stability
Austin, TX – June 4, 2025 — Dealing With Debt (DWD), a nonprofit social platform dedicated to reducing financial stress and building consumer confidence,…
Rethinking the Path: Why So Many Minority Men Leave College Without a Credential
In the U.S. today, more than 43 million people have attended college without completing a degree or credential. It’s a quiet crisis with loud consequences—one…
From Patience to Plastic: America Became a Nation of Consumers
There was a time when people dreamed big, saved slow, and bought only when they had the cash in hand. Our grandparents told stories of…
Why They Don’t Teach This Stuff in School (And What You Can Do About It Now)
If you made it through high school, you probably learned how to factor a polynomial, label a mitochondrion, or regurgitate the causes of the War…
Side Hustles & Smart Money: Earning Your Way Out of Debt
There’s a certain kind of survival mode that only some people understand. The kind where you count change before buying milk. Where you skip meals…