Understanding Cybersecurity Risks in Real Estate
What Homeowners Need to Know The real estate industry, like many others, has embraced digital technology to streamline processes, making it easier and faster to…
Author: DigitalNinja
College or Something Else?
A Father’s Dilemma in a World That Demands Both I’m a Black man with a 17-year-old son. He’s a rising senior in high school—bright, kind,…
Dealing With Debt and American Consumer Credit Counseling Join Forces to Support Financial Recovery and Long-Term Stability
Austin, TX – June 4, 2025 — Dealing With Debt (DWD), a nonprofit social platform dedicated to reducing financial stress and building consumer confidence,…
Rethinking the Path: Why So Many Minority Men Leave College Without a Credential
In the U.S. today, more than 43 million people have attended college without completing a degree or credential. It’s a quiet crisis with loud consequences—one…
From Patience to Plastic: America Became a Nation of Consumers
There was a time when people dreamed big, saved slow, and bought only when they had the cash in hand. Our grandparents told stories of…
Why Is It So Hard to Pay Off Your Credit Card? (Part 3)
Part 3: Lifestyle Creep — The Slow Drift That Becomes the Avalanche You had a few splurges. Then came the crisis—car repairs, a medical bill,…
Why Is It So Hard to Pay Off Your Credit Card? (Part 2)
Part 2: Crisis Spending — When “No” Isn’t an Option In Part 1, we talked about the “Yes Trap”—how seeing a generous available balance on…
Why Don’t We Talk About Money?
Talking Will Lead To A Healthier Relationship With Your Money The CIDS Series, Part 1: Shhhh We’ve come a long way as a society when…
Why Is It So Hard to Pay Off Your Credit Card?
Part 1: The “Yes” Trap — How Available Balance Leads to Debt Quicksand You’re making payments. You’re trying to get ahead. But no matter how…