Building a Healthier Future
High consumer debt is a pervasive issue in the United States, afflicting countless households with far-reaching effects. The impact of problem debt extends beyond the financial implications and is a leading cause of damage to relationships, mental health and physiological wellness. Problem debt is a major concern to the overall health of the country and the future of our communities.
Our mission: to promote nationwide well-being, one budget at a time.
Debt-trimental Facts:
Source: Mind over Money survey by Capital One and The Decision Lab
Source: National Library of Medicine (NIH)
Source: Forbes Advisory Survey, Feb 2023
Source: Money and Mental Health Institute

At Dealing with Debt, we are committed to addressing and resolving these challenges head-on.
DWD supports consumers at every stage. From preemptively equipping individuals with knowledge to prevent a personal debt crisis, to assisting those currently in a crisis navigate the debt resolution process, to helping consumers that have successfully navigated a crisis implement guard-rails and safety-nets to mitigate recurrence. Join us in our mission to empower consumers and foster healthier communities by promoting financial literacy.
Our team guides and supports individuals through various life stages, offering tools to prevent or resolve debt, and achieve financial stability.
Education & Support
- Financial literacy curriculums for high-school & college level
- Online financial management support materials & tools
- Access to online community of peers and mentors
Assessment & Guidance
- Financial assessment and recommended resolution options
- Continued guidance throughout the resolution process to manage expectations & monitor progress
- Access to peers & mentors, as well as wellness resources
Guardrails and Safety Nets
- Free Membership in the DWD Graduate Association
- Access to educational curriculums for sound personal financial management
- Optional financial tools, services, and products to lessen dependence on utilizing debt
Why DWD literacy programs are important for long-term financial health
Source: University of Cambridge Study
Source: Finance Buzz
Source: Council for Economic Education
Educational Modules
“cost of funds”
the lending process

Get in Touch With
Dealing With Debt
808-481-5850
office@dealingwithdebt.org
P.O. Box 65307,
Baltimore, MD 21209