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Building a Healthier Future

High consumer debt is a pervasive issue in the United States, afflicting countless households with far-reaching effects. The impact of problem debt extends beyond the financial implications and is a leading cause of damage to relationships, mental health and physiological wellness. Problem debt is a major concern to the overall health of the country and the future of our communities.

Our mission: to promote nationwide well-being, one budget at a time.

Debt-trimental Facts:

0 %
of Americans report feeling anxious about their financial situation

Source: Mind over Money survey by Capital One and The Decision Lab

0 %
of divorces cited financial problems as a major contributor

Source: National Library of Medicine (NIH)

0 %
of credit card holders worry about their ability to pay the next bill

Source: Forbes Advisory Survey, Feb 2023

0 %
of people in problem debt also have a mental health diagnosis

Source: Money and Mental Health Institute

At Dealing with Debt, we are committed to addressing and resolving these challenges head-on.

DWD supports consumers at every stage. From preemptively equipping individuals with knowledge to prevent a personal debt crisis, to assisting those currently in a crisis navigate the debt resolution process, to helping consumers that have successfully navigated a crisis implement guard-rails and safety-nets to mitigate recurrence. Join us in our mission to empower consumers and foster healthier communities by promoting financial literacy.

Our team guides and supports individuals through various life stages, offering tools to prevent or resolve debt, and achieve financial stability.

Before a Crisis

Education & Support

  • Financial literacy curriculums for high-school & college level
  • Online financial management support materials & tools
  • Access to online community of peers and mentors
During a Crisis

Assessment & Guidance

  • Financial assessment and recommended resolution options
  • Continued guidance throughout the resolution process to manage expectations & monitor progress
  • Access to peers & mentors, as well as wellness resources
After a Crisis

Guardrails and Safety Nets

  • Free Membership in the DWD Graduate Association
  • Access to educational curriculums for sound personal financial management
  • Optional financial tools, services, and products to lessen dependence on utilizing debt

Why DWD literacy programs are important for long-term financial health

Money habits begin forming by the age of 7

Source: University of Cambridge Study

Only 43% of parents think schools adequately teach financial literacy.

Source: Finance Buzz

Only 24 of 50 states require financial literacy class by grade 12

Source: Council for Economic Education

Educational Modules

Household budgeting
Types of borrowing
Interest rates &
“cost of funds”
Lenders &
the lending process
Credit bureaus & ratings
Purchasing power & equity

Get in Touch With
Dealing With Debt

Get in Touch
Contact

808-481-5850

Email

office@dealingwithdebt.org

Address

P.O. Box 65307,
Baltimore, MD 21209